You May Need a Third Party to Get Consumer C

February 7th, 2010

The way the economy is failing it’s no shocker that an increasing number of people are looking for an answer for consumer credit card debt relief. The fact of the matter is that many people have been forced to live off their credit card because the cost of living is so high their income can’t keep up. As the economy continues in a downward spiral, more and more people find themselves in a situation where they have to use plastic for things like bills, food, and basic things that are essential. Sooner or later though, the credit line runs out, then guess what happens? So now you can’t use the card to help out anymore, it’s maxed out and you’ve still got to pay it all back. Read more…

3 indicted in Houston area mortgage fraud allegations

February 5th, 2010

In the following press release it was announced that a 19-count sealed indictment charging Ming Shan Zhu, the owner of Catco Homes, Alvin Mark Eiland, former owner of Future Mortgage Company Inc. and Gary Leonard Robinson II, a former employee of Future Mortgage Company Inc., with offenses arising from a scheme to defraud residential mortgage lenders of more than $7 million in loans in connection with home purchases in the Houston area has been unsealed, United States Attorney Tim Johnson, FBI Special Agent in Charge Richard C. Powers and Internal Revenue Service – Criminal Investigations (IRS-CI) Special Agent in Charge Rodney E. C

Read more…

Call Centers Operations and Services to Enhance Business Efficiency

February 4th, 2010

While the news of outsourcing the Call Center Operations & services are doing rounds in market, this article presents the pros and cons of taking services of call centers. The untapped potential of places like India, Philippines and Korea has been explored and exposed due to the increasing trend of establishing call centers and outsourcing services like: Telemarketing, Customer Support, Email & Chat solutions, Data Entry Operation and other marketing services.

The traditional management hierarchy is different and ages old in comparison to the new era call centers. Their modus operandi is unique and thoroughly documented to provide customers delightful experience and ecstatic results. Read more…

Are Americans Getting Smarter About Debt?

February 3rd, 2010

When looking at some recent financial data, it appears that more Americans are shunning debt.

Credit Card Debt Declines

Outstanding consumer debt has fallen over the past year, most recently at $1.59 trillion in November, according to data from the Federal Reserve. Revolving debt, which is mostly credit card debt, was $874 billion.

Personal Savings Rate

The declining numbers do indicate that some people are embracing the trend that it’s hip to be frugal and are paying off debt. The personal savings rate was at 4.5% in November, according to the latest figures from the Bureau of Economic Analysis (BEA). I

Read more…

Realty Q&A: Added tax-credit benefits for military home buyers

February 3rd, 2010

WASHINGTON (MarketWatch) — Question: I’ve heard that there are some extra benefits for servicemen and women under the recently expanded home-buyer tax credits, but I have yet to see anything about them in print. Can you shed some light on this or am I getting some misinformation?

Answer: You heard right. Uncle Sam has always been good to his warriors, and Congress has continued that tradition in little known sections of the latest home-buyer-tax-credit legislation. There’s also been some change to one of the government’s main programs to help military owners who must sell their houses for less than what they owe.

Say goodbye to the McMansion

Times have changed, and the square footage of new American homes is dropping.

Read more…

Flak over S4 million USAID tourism project

February 3rd, 2010

US aid funds will be spent on a project that claims to be enhancing Asean’s tourism competitiveness, but critics fear it could ultimately give the meta-search portal Wego.com , financially backed by Rupert Murdoch’s News Corp, a competitive edge in the online travel market.

The site www.southeastasia.org is being developed as a critical component of the Asean Competitiveness Enhancement Project, under which US$4 million is to be channeled over 2008-2013 through the US Agency for International Development. The

Read more…