Debt Management: Prioritizing Credit Card Debt

February 24th, 2010

Prioritizing credit card debt is useful when you eliminate your most costly debts first. Three important steps in debt management include determining annual percentage rates (APRs), debt consolidation options, and setting up a plan to reduce debt each month.

APR: The Painful Part of Credit Card Debt

Federal law requires the APR for consumer credit accounts to be clearly displayed on billing statements. If you’re paying bills online, you can access itemized monthly statements showing the APR on each account website. APR shows how much you’re paying for the “privilege” of owing money to creditors. Credit

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Can comparison sites be trusted?

February 23rd, 2010

In the past anyone that wanted to look at finding cheaper prices on various products or services had to go to the hassle of ringing around or trawling the shops to try and get a better deal, which was quite frankly an inconvenience that put many people off trying to get a better deal.

This was made easier by the Internet, which enabled consumers to browse and compare products and services from the comfort of their own homes, but could still be quite time consuming because it meant going from one website to another.

However, over the past couple of years the switching market has been revolutionised by the introduction of price comparison sites.

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Personal Finance Daily: An active approach to helping fat kids

February 22nd, 2010

Don’t miss these top stories:

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Our kids are fat, to put it bluntly, or overweight or obese, to put it medically. And who can blame them? Look who they have as role models — us, a supersized America hooked on high-fructose corn syrup and infatuated with french fries.

You can trace at least some of the problem to the end of the age of innocence: Where we used to feel safe dumping our children outside to bicycle or skateboard across the neighborhood in search of pals for a game of pickup ball we now drive them to play dates and group lessons or whatever and don’t much think about the physical activity we deprive them of.

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The Title Company’s Role Explained in Simple Terms

February 21st, 2010

Are you still having problems with understanding the closing process? If yes, you should start knowing more about this very important procedure. It is not true that this stage does not require effort and careful planning. Actually, this is one of the most important stages in purchasing a home. Being ignorant of how the closing process proceeds would put your home purchase in serious jeopardy.

What is there to know about the closing or settlement process? This is an important stage where the property title is carefully transferred to your name. Title companies usually handle this matter. Understanding the title company?s role will give you a better idea of how the settlement is dealt with. Read more…

Star Princess tests Argentine blockade in Falklands

February 20th, 2010

Her decks boast sun loungers and golf simulators rather than machine guns and torpedoes, while those on board are more likely to be sipping G&Ts than rehearsing military drills.

But today a British cruise ship is leading the charge in the latest stand-off over the Falklands, as it sails towards the harbour at Port Stanley in the first major test of Argentine resolve.

Last week the Argentine government, in response to a British company’s planned exploration of oilfields off the Falkland coast, decreed that all ships travelling between Argentina and the Falklands must be granted permission from the Argentine government.

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Recession over for UK

February 20th, 2010

It was announced last week that the UK has finally come out of recession. All of the other major economies had already come out of recession, with the UK left lagging behind but following the release of recent figures the UK has now joined the other countries that have at last shaken off the recession and can now start looking forward.

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